Part of being prepared and living providently is being debt-free! If Budgeting (yes, I said the B-word) is one of your goals for the new year, check out these links over at the Frugal Find. Here you can find a link to a free Dave Ramsey budgeting guide download, along with other articles and downloads to help with finances. (Thanks, Frugal Find!)
We have felt the weight of debt! (An ambulance ride, a helicopter ride, and five weeks in the hospital without insurance can do that!) But I am thrilled to say that we were able to pay our debts without claiming bankruptcy. Currently, the only debt we have is our mortgage (and oh how I'd love to be rid of that!) Getting out of debt is doable, it just takes some work sometimes. The freedom we've felt from getting out from under our debt is worth all the work.
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